I think President Obama was wrong to hold off enacting the Affordable Care Act for another year. I think the past three years have been long enough for people to wait for health insurance.

Last year was a great year for my employment, but a bad year for hospital bills. I was working for a contract company and my expensive health insurance didn’t cover an emergency room visit. According to them, I went over my coverage. Go figure – I was supposed to have $15,000 worth of coverage. Instead, I was socked with the full visit price and was handed a $4,000 bill.

But wait, there’s more.

When I switched from one contract position to another contract position, I changed insurance companies. On March 5, I fell and sliced my right knee from one side to the other. It turns out I didn’t have any insurance – due to no fault of mine – and there went another $2,000 bill.

I can’t imagine what would happen to someone who doesn’t have the earning potential that I have. I’ll be able to pay these two bills off in due time, but what about the family who can’t? Our health care costs are rising at an alarming rate and families end up losing their homes to medical bills.

When one family loses, we all lose. If a hospital doesn’t collect what it is due, then it doesn’t make any money – no money, no health care. It’s a sad fact of life.

Putting off the Affordable Care Act for another year isn’t going to help. The Republican Party wasting millions of our dollars to try to repeal more than 39 times is ridiculous. People need to be insured and this is a way to do it and we just might save some money in the long run.